October 21, 2019
AgencyTropical Storm Nestor Spawns Tornadoes in Florida Gulf but Spares Panhandle
By Brendan Farrington Terry Spencer | October 21, 2019 Tropical Storm Nestor was downgraded Saturday after it spawned a tornado that damaged homes and a school in central Florida but spared an area of the Panhandl...
October 25, 2019
AgencyAsk Gina – VIN Numbers
Q Hey Gina, why does my independent insurance agent request a vehicle identification number (VIN) when I apply for a car insurance quote? A: Using the VIN, the 17-digit alphanumeric serial number found on the dashboard on the driver's s...
October 31, 2019
AgencyFive Cars to Drive While You Still Have a Pulse
With baby boomers more aware of their own mortality these days, “bucket lists” of things to do before one’s demise have become increasingly popular. Our friends at Hagerty® have listed their top five cars that need to be driven ...
November 1, 2019
AgencyAsk Gina – Insurance Scores
Q: Hey Gina, what is an insurance score? A: An insurance score is a numerical point system utilized by insurers to predict risk. It is a key component to determining the total premium that an individual will pay for auto, homeowner&rsquo...
November 15, 2019
AgencyAsk Gina – PIP
Q: Hey Gina, can you explain what PIP is and what it does? A: The Pips put the “Woo-woo!” behind Gladys Knight’s midnight train, but in the insurance world, “PIP” stands for Personal Injury Protection. Also known ...
November 22, 2019
AgencyAsk Gina – Rental Car Insurance
Hey Gina, how do I know if my auto insurance covers my rental car? A: Your personal auto insurance, including all limits and deductibles, extends to almost any rental car you drive. That means, if you carry comprehensive and col...
December 6, 2019
AgencyAsk Gina – Premium Audit
Q: Hey Gina, what is a premium audit? A: Premium audits are commonly performed on General Liability, Liquor Liability and Workers Compensation policies. This is an audit of the exposure basis for an insurance policy (i.e., payroll, sales, or v...
December 13, 2019
AgencyAsk Gina – Homeowner’s Replacement Cost
Q: Hey Gina, my insurance policy says it will cover the replacement cost for my home if it is a total loss. Why is my replacement cost more than my home’s market value? A: Replacement cost and market value are two different things....
March 12, 2020
AgencyAN UPDATE FOR OUR CUSTOMERS
The spread of the Coronavirus (COVID-19) has our attention. We want you to know that Coggins Insurance Agency is doing everything possible to keep our employees and you, our customer, safe while delivering the best customer experience possible. We a...
March 17, 2020
AgencyAN IMPORTANT UPDATE FOR OUR CUSTOMERS
AN UPDATE FOR OUR CUSTOMERS The spread of the Coronavirus (COVID-19) has our attention. We want you to know that Coggins Insurance Agency is doing everything possible to keep our employees and you, our customer, safe while delivering the best ...